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Terms of Use

Please review the following basic terms that govern your use of and purchase of products from our website. Please note that your use of Repo-Companies.com constitutes your agreement to follow and be bound by the terms contained within. Repo-Companies.com does not warrant the work product of our advertisers, nor does it share in the fees obtained from our clients. All fee arrangements are between the attorney and the repossession company.

Repo-Companies.com is the Internet's fastest growing directory of repossession companies and other recovery support services. Lawyers, legal assistants, private individuals, attorneys, paralegals, and corporate legal teams use our directory of repossession companies to find the right individual or company that offers the recovery support services they need. We take relationships with our users very seriously, which is why we are constantly updating our content. This Terms of Use may be updated from time to time without notice to you. Here are some issues that we would like you to be aware of before using Repo-Companies.com, the services offered by Repo-Companies.com or through the Repo-Companies.com website, and any parts or sections thereof including but not limited to www.Repo-Companies.com web content, message boards, company listings, member profile information, member-personalized newsletters, forum, posts, messages, photos, and graphics (hereinafter referred to as "SFS Content" or just "Content").

Repo-Companies.com is a public website and can viewed by anyone, anywhere, at any time.  Our visitors can browse Repo-Companies.com to view company listings and read our content without registering or providing any personal information. However, in order to take advantage of our personalized services, we require you to provide us with information such as your name, email address, home address, and phone number. If at any time we need information from you, we always let you know before doing so.

You understand and agree that our Content is provided "as-is" and that Repo-Companies.com assumes no responsibility for your ability to (or any costs or fees associated with your ability to) obtain access to our Content. Nor does Repo-Companies.com assume any liability for the failure to store or maintain any user communications or personal settings.

1. Repo-Companies.com Member Use

In consideration of your visiting and using our Content, you represent that you are able to form a binding contract. You also agree that any information you provide about yourself is accurate and complete as of the time provided to us. You agree to timely update any information provided to Repo-Companies.com and keep it accurate, complete, and up to date. Failure to accurately, completely, and timely update information about yourself is reasonable grounds for Repo-Companies.com to suspend or terminate your account and refuse you service in the future.

Repo-Companies.com is concerned about the safety and privacy of all its users, including minors. Please remember that Repo-Companies.com Content is designed for the use of adults looking for company listings, educational content, and information, and as a result has a diverse audience. Accordingly, it is the responsibility of legal guardians to determine whether any part of our Content is appropriate or inappropriate for their child.

In addition to this Terms of Use, when using particular Content of Repo-Companies.com, you are also bound by the posted guidelines and rules for that particular Content.

2. Privacy

Any information you provide to us is kept strictly confidential and may only be shared with our partner companies.

We use third-party advertising companies to serve ads when you visit our website. These companies may use information (not including your name, address, email address, or telephone number) about your visits to this and other websites in order to provide advertisements about goods and services of interest to you. If you would like more information about this practice and to know your choices about not having this information used by these companies, click here.

What is the DoubleClick DART cookie?

The DoubleClick DART cookie is used by Google in the ads served on publisher websites displaying AdSense for content ads. When users visit an AdSense publisher's website and either view or click on an ad, a cookie may be dropped on that end user's browser. The data gathered from these cookies will be used to help AdSense publishers better serve and manage the ads on their site(s) and across the web.

3.Copyrights and Trademarks

Repo-Companies.com Content is copyrighted.

Let it be stated that certain names, logos, and/or phrases on this website may constitute trademarks and/or copyrights of Repo-Companies.com or its clients. The mark "Repo-Companies.com", "Repo-Companies.com", the Repo-Companies.com logo, and the contents of this website are solely the property of Repo-Companies.com. Reproduction in whole or in part is strictly prohibited without the express written permission of Repo-Companies.com, or the appropriate copyright holder.

All of the design, writing, and other content is the copyrighted property of Repo-Companies.com, or the appropriate copyright holder, and is protected as such. This copyright extends from original Repo-Companies.com material, to the raw compilations of posts in our forum, to any edited and filtered compilations of posts, and other materials on this website. The right to download and store or output the materials found on Repo-Companies.com is granted for viewing use only. Materials may not be reproduced in any form. Any reproduction or editing by any means mechanical or electronic without the explicit written permission of Repo-Companies.com, or the appropriate copyright holder is expressly prohibited.


Material that is copyright protected may not be submitted without permission from the copyright owner. Since there are many thousands of possible sources spread out across the Internet, it is impossible for us at Repo-Companies.com to know if a posting represents a copyright infringement. Please remember that you are responsible for the material you submit to Repo-Companies.com, including its content, reliability, originality, and copyright.

Author(s) may be held legally responsible for copyright infringement, defamation or invasion of privacy, as well as any damages arising out of actions resulting from materials submitted by you and posted by or on Repo-Companies.com. You are responsible for ensuring that your message, video, or posting does not violate any existing copyrights. If you believe that your copyrighted material has been posted to Repo-Companies.com without permission, please contact us.

Repo-Companies.com and the staff of Repo-Companies.com are not and will not be responsible for any false, misleading, or otherwise injurious information or advice communicated in our Content or for any results obtained from the use of such information or advice. Repo-Companies.com will not be liable for any loss or damage suffered by a user through the user's reliance on information and advice gained in this Content.

4. Public Chat Notice

Given the interactive and public nature of the chat sections of our site, both the staff of Repo-Companies.com and our users will generate content in the forums. We can only control our staff members' contributions, and we cannot and are not able to edit and ensure the accuracy of the content generated by our users. These users may post under an anonymous screen name, and we have no official relationship with them.

Therefore, users of Repo-Companies.com should handle the information generated by fellow users with common sense and caution. There is a lot of great Content on Repo-Companies.com, but users should consider any information or advice given by other users as only a starting point for their own research. Repo-Companies.com cannot guarantee the accuracy, efficacy, or authenticity of any information provided within Repo-Companies.com chat sections.

Repo-Companies.com cannot guarantee that all content and materials that appear in Repo-Companies.com chat sections are not infringing on any registered or non-registered copyrights. It is not humanly possible to verify that each and every one of the postings in our chat sections are free of copyright infringement.

5. Rules for Your Behavior

Online behavior requires common sense, basic etiquette, and respect for others. Accordingly, here are some rules that you agree to follow:
* DO NOT use strong, vulgar, obscene, or otherwise harmful language or content.
* DO NOT use racial, ethnic, sexual, or otherwise objectionable or biased language or content.
* DO NOT harass, intimidate, stalk, or threaten other members, users, or employees of Repo-Companies.com.
* DO NOT use libelous, defamatory, or otherwise tortuous language or content.
* DO NOT commit online vandalism, including using abusive language or content, repeatedly hitting any key in chat sections, flaming, or otherwise acting in a manner that negatively impacts the ability to engage in timely, quality exchanges
* DO NOT impersonate any person, including, but not limited to, another community member or an employee of Repo-Companies.com.
* DO NOT post, distribute, transmit, or promote illegal content, including, but not limited to, any content relating to pornography, gambling, drugs, underage drinking, or any other illegal activity.
* DO NOT invade the privacy of members, users, or employees of Repo-Companies.com.
* DO NOT suggest, imply, encourage, or gratify actions harmful to minors, including, but not limited to, child pornography, pedophilia, underage drinking, or any other act that is or could be harmful to minors.
* DO NOT manipulate, forge, or falsify any identifiers in order to disguise the source of any information posted on Repo-Companies.com or otherwise provided to Repo-Companies.com or its employees.
* DO NOT post, provide, transmit, or otherwise make available any information that you do not have a right to make available due to contract, fiduciary duty, or operation of law, such as, but not limited to inside, proprietary or confidential information.
* DO NOT post, provide, transmit, or otherwise make available any junk mail or spam.
* DO NOT post, upload, email, or otherwise transmit any material that contains any malicious computer code (including, but not limited to adware, keyloggers, spyware, Trojan horses, viruses, worms, etc.).
* DO NOT post, provide, transmit, or otherwise make available any information which violates regulations promulgated by the Securities and Exchange Commission, or that of any securities exchange, such as the New York Stock Exchange.
* DO NOT collect, store, or post any personal data about or of other members, users, or employees of Repo-Companies.com.
* DO NOT solicit in any way in the chat sections or any other Content on Repo-Companies.com.

6. No Solicitation Notice

All content from Repo-Companies.com, including but not limited to any member profile information such as member names, email addresses, member contact information, or member-personalized content, may not be taken from the website and used for any purpose. Names, email addresses and other contact information from member profile information or the pages and postings on this site may not be used by outside vendors or other third parties for purposes of solicitation. Advertisers' information may only be used to contact them regarding service of repossession.

Unsolicited emails to our members or to Repo-Companies.com advertisers may constitute misrepresentation, misappropriation of Repo-Companies.com's business name and reputation, unfair competition, and may also violate laws that prohibit unsolicited email, for which Repo-Companies.com shall be held unaccountable. Repo-Companies.com shall also be entitled to take appropriate legal action including seeking injunctive relief, an accounting of profits, damages, legal fees and costs. Notwithstanding the foregoing, Repo-Companies.com members may link to this website, but only in strict accordance with these terms and conditions.

7. Limited Liability for Content Modifications

Repo-Companies.com reserves the right from time to time to make modifications and changes to our Content. These modifications and changes may include, but are not limited to, temporarily or permanently discontinuing any service offered by, or through Repo-Companies.com (or any part thereof) with or without notice. You agree that Repo-Companies.com shall not be liable to you or to any other party for any changes and modifications to our Content.

8. Cancellation and Termination

You agree that, under certain circumstances and without prior notice, Repo-Companies.com may terminate your access to Repo-Companies.com, including purging your member account and any material and information associated with your member account (including your user name, password, registry, newsletter subscription, and profile).

Cause for such termination shall include, but not be limited to, violation of the provisions set forth in section 5, ‘Rules for Your Behavior,’ of this Terms of Use agreement. You acknowledge and agree that all terminations for cause shall be made in sole discretion of Repo-Companies.com and that Repo-Companies.com shall not be liable to you or any other party for the termination of your access to our Content or the purging of any material.

9. Warranties

YOU EXPRESSLY UNDERSTAND AND AGREE THAT:

YOUR USE OF OUR Content IS AT YOUR OWN RISK. THE SERVICES PROVIDED IN OUR Content ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. Repo-Companies.com EXPRESSLY DISCLAIM ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT.

NEITHER Repo-Companies.com N MAKES ANY WARRANTY THAT:
1. THE SERVICE WILL MEET ANY OF YOUR REQUIREMENTS OR EXPECTATIONS,
2. THE SERVICE WILL BE TIMELY, SECURE, UNINTERRUPTED, OR FREE FROM ERROR OR OMISSION,
3. THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF ANY SERVICE IN OUR Content WILL BE USEFUL, ACCURATE, OR RELIABLE,
4. THE QUALITY OF ANY PRODUCTS, SERVICES, INFORMATION, OR OTHER MATERIAL PURCHASED OR OBTAINED BY YOU THROUGH THE SERVICES OFFERED IN OUR Content WILL MEET YOUR EXPECTATIONS, AND
5. ANY ERRORS IN THE OPERATION OF Content INCLUDING THE OPERATION OF ANY SOFTWARE WILL BE CORRECTED.

ANY MATERIAL DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF ANY SERVICE IN OUR Content IS DONE AT YOUR OWN RISK AND YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM (OR ANY CONNECTED COMPONENT OF YOUR COMPUTER SYSTEM) OR LOSS OF DATA THAT RESULTS FROM THE DOWNLOAD (INTENTIONAL OR OTHERWISE) OF ANY SUCH MATERIAL.

NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM Repo-Companies.com, OR FROM ANY SERVICE PROVIDED IN OUR Content SHALL CREATE ANY WARRANTY NOT EXPRESSLY STATED IN THE TERMS OF USE.

SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES OR THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES. ACCORDINGLY, SOME OF THE ABOVE LIMITATIONS IN THIS SECTION MAY NOT APPLY TO YOU.

10. Limited Liability

YOU EXPRESSLY UNDERSTAND AND AGREE THAT Repo-Companies.com SHALL NOT BE LIABLE TO YOU FOR ANY DAMAGES, DIRECT, INDIRECT, INCIDENTAL, OR OTHERWISE, INCLUDING BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, GOODWILL AND REPUTATION, OR OTHER INTANGIBLE LOSSES. THIS LIMITATION ON LIABILITY APPLIES EVEN IF Repo-Companies.com  HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

11. Indemnification

You hereby agree to indemnify, defend, and hold harmless Repo-Companies.com, its subsidiaries, affiliates, directors, officers, agents, vendors, advertisers, partners, and employees, from any claim or demand, including attorneys' fees, made by any third party due to or arising out of any material or information posted, provided, transmitted, or otherwise made available by you in our Content, or by your use of our Content and services, or by your violation of Repo-Companies.com's Terms of Use, or your violation of the rights of another.

12. Operation of Law

You agree that Repo-Companies.com  may access, maintain, and disclose information you provide to Repo-Companies.com if required to do so by law or if Repo-Companies.com , in good faith, believes that such access, maintenance or disclosure is reasonably necessary to:
1. Comply with any legal repossession;
2. Enforce Repo-Companies.com's Terms of Use;
3. Respond to claims that any material or information posted, provided, transmitted, or otherwise made available by you violates the rights of third parties;
4. Respond to your customer service requests; or
5. Otherwise protect the rights and property of Repo-Companies.com, its vendors, advertisers, community members, users and the general public.

13. NOT A REFERRAL SERVICE; NO LEGAL ADVICE OR ATTORNEY-CLIENT RELATIONSHIP
Information contained on or made available through the site is not intended to and does not constitute legal advice or recommendations under any circumstance and no attorney-client relationship is formed. We do not warrant or guarantee the accurateness, completeness, adequacy or currency of the information contained in or linked to the site. Your use of information on the site or materials linked to the site is entirely at your own risk. Additionally, we recommend you check references as well as with the Better Business Bureau before hiring a repo man or any legal support service company.

This site aims to provide useful information, which should not be confused with legal advice. While the publishers of this site endeavor to have all information at this site be accurate and complete, neither the Repo-Companies.com, nor any other owners of the domain or website warrant that the information is complete or accurate. All disclaim any and all liability to any person for any loss caused by errors or omissions in this collection of information.

14. Entire Understanding

The Terms of Use constitute the entire agreement between you and Repo-Companies.com, and govern your use of our Content and any services offered in our Content. This agreement supersedes any prior terms of use agreements between you and Repo-Companies.com. It is the spirit of this Terms of Use that this will be a mutually beneficial arrangement for You, Repo-Companies.com,, but it is expressly understood that this Terms of Use does not constitute a joint venture.

The Terms of Use and the relationship between you and Repo-Companies.com shall be governed by the laws of the State of Michigan without regard to its conflict of law provisions. You, Repo-Companies.com, agree to submit to the personal and exclusive jurisdiction, and venue of the courts located within the county of Macomb, Michigan. Furthermore, you waive any right to sovereign immunity.

You agree that, except as otherwise expressly provided in this Terms of Use, there shall be no third party beneficiaries to this agreement.

The failure of Repo-Companies.com  to exercise or enforce any right or provision of the Terms of Use shall not constitute a waiver of such right or provision. If any provision of the Terms of Use is found by a court of competent jurisdiction to be invalid, the other terms and provisions of the Terms of Use shall remain in full force and effect.

You agree that your Repo-Companies.com member account is non-transferable and any rights to your account or contents within your account terminate upon your death, or cancellation of your account with us.

You agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to use of any services provided in our Content, our Content itself, or the Terms of Use must be filed within three (3) months after such claim or cause of action arose or be forever barred.

The section titles and other headings in this Terms of Use are for convenience only and have no legal or contractual effect.



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